The Government can help begin to sort out money worries and to make other arrangements for paying mortgages and ensuring that people do not lose their home. Take a look at the information below to see what help is available.

Support for Mortgage Interest (UK wide)

This scheme can help if you are in paid work of less than 16 hours a week, or your partner is in paid work of less than 24 hours a week and you have a mortgage or other loans which are secured on your property. Support for Mortgage Interest can be paid on loans of up to £200,000 and would be paid after 13 weeks for most people making a new claim who are of working age.

Homeowner Mortgage Support (UK wide)

This scheme is designed to help households whose income has dropped because of the economic downturn, for example, if you had two part-time jobs and you lose one of them. To qualify for this scheme you must be able to show that your income has dropped and that you can no longer cover your monthly payments. The scheme will allow your lender to delay some of your monthly payments on your mortgage for up to two years.

Getting Help in Court if you are Facing Repossession (UK wide)

You can get help if your case goes to court. Everyone is eligible for support from a free court desk adviser. This service is available for anybody attending a county court possession hearing in England.

For more information about help available visit the Direct Gov website by clicking here.