Home Owners

If you are falling behind with your mortgage payments, contact your mortgage lender as soon as possible to explain your situation and agree a repayment plan.  

You should also get advice from trusted organisations if you struggling to afford your mortgage payments: 

If you are on a low income you may be able to get a loan from the Department of Work and Pensions to help with the cost of mortgage interest payments, called Support for Mortgage Interest. It is important to get advice to check whether Support for Mortgage Interest is the right option for you, the Citizens Advice website has lots of information on things to consider before applying.